West Bloomfield, MI (July 1, 2016) — When Harvey L. Weisberg served as the Chairman of the AFD in 1969 he was quoted as saying, “One of the main reasons for tremendous progress made by the AFD is that the association has been quick to accept the challenge of change taking place in our respective…
DetailsStudents Encouraged to Connect and Continue Their Education Beyond the Classroom at 8th Annual Scholarship Luncheon MIRA Foundation’s Joseph D. Sarafa Scholarship Program invests more than $700,000 in tomorrow’s leaders since 1999 West Bloomfield, Mich. (June 29, 2016) — The 8th Annual Joseph D. Sarafa Scholarship luncheon was held at the Detroit Athletic Club (DAC)…
DetailsSome smaller retailers report $10,000 to $15,000 increases in chargebacks per week, while larger retailers are experiencing $1 million in chargebacks per week NACS Online Since the October 2015 EMV liability shift, many retailers are experiencing an outrageous increase in chargebacks, mostly erroneous. Mike Lindberg, payment solutions manager at CHS Inc., commented at the 2016…
DetailsWhat is the payroll true-up? Payroll true-up is a new process that requires employers to report their actual payroll for the previous policy year and reconcile any differences in premium paid. This important step is necessary for us to accurately calculate your premium. It’s also critically important to maintaining your policy and your participation in…
DetailsPeter Larkin // National Grocers Association As you know NGA has been engaged in an ongoing effort to bring about relief for independent supermarkets that have made the investment in EMV terminals but have not yet been able to get certified to accept EMV transactions. As a result, retailers have incurred significant chargebacks from card…
DetailsNew deliverable from NACS and United Fresh identifies best practices to grow fresh produce sales in convenience stores NACS Online As consumer demand and sales for fresh produce at convenience stores continues to grow, NACS and the United Fresh Produce Association have published a new resource looking at distribution options available to store owners. “Convenience…
DetailsCard company also says EMV terminal deployment testing for merchants can be completed in hours, not days or weeks NACS Online This week MasterCard announced it is working to reduce chargeback costs to merchants who have not yet transitioned to EMV. Following the October 1, 2015, liability shift, many merchants are seeing exorbitant chargeback costs.…
DetailsWe need your help to fight against these efforts to repeal debit reform NACS Online This week, retiring U.S. Rep. Randy Neugebauer (R-TX) introduced legislation that would repeal the Durbin Amendment and the debit swipe fee reforms hailed by NACS and the merchant community. On Wednesday, House Financial Services Committee Chairman Jeb Hensarling (R-TX) circulated…
DetailsDan Papineau 10:32 p.m. EDT June 19, 2016 (DETROIT NEWS) – Many will remember the May 1996 “Seinfeld” episode where Kramer and Newman crafted a plan to return empty bottles and cans bought in New York to Michigan to receive our state’s 10-cent deposit. Targeted because Michigan has the highest bottle deposit rate in the…
DetailsBIRMINGHAM, Mich., June 16, 2016 (GLOBE NEWSWIRE) — Conifer Holdings, Inc. (Nasdaq:CNFR) today announced that, through its insurance company subsidiary “Conifer Insurance Company”, the Company has become the number one underwriter of liquor liability business in the State of Michigan, according to recent data available from the Michigan Liquor Control Commission. Conifer Director and Executive…
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